Last updated: 01 July 2020

MSlynX Technologies FZE (Fintech Galaxy Limited, “we”, or “us”, or “our”) is committed to protecting the privacy of information you provide us on this website.

This Privacy Policy, together with our terms of use http://fintech-galaxy.com/terms-of-use (Website Terms) regulates the conduct in which Fintech Galaxy collects, processes, uses, maintains and discloses information collected from users or visitors (“you”) of its website www.fintech-galaxy.com ("site"). This privacy policy applies to the site and all content, products and services displayed therein or offered by us.

Please read the following paragraphs carefully to understand our views and practices regarding your personal data and how we will treat it. By using the site you accept and consent to the practices described in this policy. Any capitalized terms used in this Privacy Policy not defined herein, have the meaning set out in the Website Terms.



  1. PERSONAL IDENTIFICATION INFORMATION YOU GIVE US

    1.1 We collect personal identification information from you in a variety of ways, including, but not limited to, when you: visit our site, fill out a form, subscribe to our service/newsletter, respond to a survey, search for a Challenge or a Hackathon), post a challenge, submit a Solution (in response to Hackathon), create a profile, review a product or service, provide information via chatbot or sandbox, post a comment, participate in discussion boards or other social media functions on our site, in connection with any other activities, services, features or resources we make available on our site and when you report a problem. You may be asked for, as appropriate, name, email address, mailing address, phone number, financial and credit card information, personal details, photograph and/or VAT registration information.

    1.2 You may, however, visit our site anonymously. We will collect personal identification information from you only if you voluntarily submit such information to us. You may be also asked for information when you report an error while browsing this site. Similarly, we may keep a record of such correspondence whenever you contact us.

    1.3 You can always refuse to supply personal identification information, however this may prevent you from engaging in certain site related activities.

  2. NON-PERSONAL IDENTIIFICATION INFORMATION WE COLLECT ABOUT YOU

    2.1 We may collect non-personal identification information about you whenever you interact with our site. Non- personal identification information may include:

    2.2 Technical information, such as your Internet protocol (IP) address, your login information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform and any other devices, system or media;

    2.3 We may collect information about your visit, including the full Uniform Resource Locators (URL), clickstream to, through and from our site (including date and time) or mobile application, products you viewed or searched for, pages you visit, response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), or any other method used to browse our site and any phone number used to call our customer service number.

  3. COOKIES

    3.1 Our site uses cookies to distinguish you from other users of our site. This helps us to provide you with a good experience when you browse our site and also allows us to improve it. Cookies are small pieces of information, stored in simple text files, placed on your computer or device by a website. Cookies can be read by our site on your subsequent visits. The information stored in a cookie may relate to your browsing habits on the site, and a unique identification number so that our site can "remember" you on your return visit; Or it may prevent you from responding to a survey that you have already filled out on a previous occasion.

    3.2 Cookies do not contain personal information from which you can be identified, unless you have furnished such information to our site. Cookies do not in any way compromise the security of your computer.

  4. THIRD PARTY COOKIES

    4.1 We work with third parties who, on our behalf, research the use of our site and activities on it. In doing so they may place a cookie on your computer or device. However it would not contain any personal information that others can read and understand.

    4.2 We also work with third parties to evaluate the effectiveness of our advertising and promotions on third party websites. Again, the cookie would not contain any personal information that others can read and understand.

    4.3 From time to time, we may embed external content from third party websites within our site. Additionally, we partner and work with third parties who advertise with us or provide services to us so you may navigate to and from our site. These third parties may use cookies; you can find out about their approach to cookies on their websites.

  5. USE OF YOUR INFORMATION

    We may collect and use your personal information for the following purposes:

    5.1 to carry out our obligations in connection with the Services;

    5.2 to provide you with information about other services we offer that are similar or complementary to the Services;

    5.3 to notify you about changes to our Services and to send you information and updates pertaining to your subscriptions or orders as appropriate. It may also be used to respond to your inquiries, questions or any other requests;

    5.4 to ensure that content from our site is presented in the most effective manner for you and for your computer;

    5.5 to administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;

    5.6 to allow you to participate in interactive features of our Services, when you choose to do so;

    5.7 as part of our efforts to keep our site safe and secure;

    5.8 to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you

    5.9 to respond to your customer service requests and support needs more efficiently.

    5.10 to understand how you or similar group of users, use the services and resources provided on our site.

    5.11 to improve our content, user experience or any product or service displayed on therein, whenever the feedback is provided.

    5.12 to process payments whenever we make this feature available.

  6. DISCLOSURE OF YOUR INFORMATION

    6.1 You agree that we have the right to share your personal information with:

    (a) Any member of our group, which means our subsidiaries, our ultimate sister companies and its subsidiaries.

    (b) Selected third parties including our business partners, suppliers, sub-contractors and service providers for the performance of any contract we enter into with them.

    (c) Our advertisers and advertising networks that require the data to select and serve relevant adverts to you. We do not disclose information about identifiable individuals to our advertisers, but we will provide them with aggregate information about you. We may also use such aggregate information to help advertisers reach the kind of audience they want to target.

    (d) We may make use of the personal data we have collected from you to enable us to comply with our advertisers' wishes by displaying their advertisement to the target audience, analytics and search engine providers that assist us in the improvement and optimization of our site.

    6.2 We will disclose your personal information to third parties:

    (a) In the event that we sell or buy any business or assets, in which case we will disclose your personal data to the prospective seller or buyer of such business or assets.

    (b) If Fintech Galaxy or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.

    (c) If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms and conditions of use and other agreements; or to protect our rights, property, or safety, our customers or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

  7. PROTECTION OF YOUR INFORMATION

    7.1 The data that we collect from you will be transferred to, and stored at the site and its servers.

    7.2 We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, user name, password, transaction information, documents and data stored on our site.

    7.3 Your data and information may be transferred to, stored and processed in a jurisdiction which does not have adequate data protection laws and regulations. By submitting your personal data, you agree to this transfer, storing or processing. We will take steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone. Unfortunately, the transmission of information via the internet is not completely secure. Although we will try to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

    7.4 We want to safeguard the confidentiality of your information and therefore take great care to ensure the security of this site and our server. We offer the use of secure communication transmission software (known as "secure sockets layer" or "SSL") that encrypts all information you input to our site before it is sent to us. SSL is an industry standard encryption protocol which ensures that the information is reasonably protected against unauthorised interception.

    7.5 We also follow strict security procedures in the storage and disclosure of information which you have given us, to prevent unauthorised access to that information and limit access to this information to authorized employees and contractors who may require access to that information in order to provide our services.

    7.6 Although we endeavor to provide reasonable security (as per the industry standards) for information we process and maintain, please be aware that no security system can prevent all potential security breaches.

  8. THIRD PARTY WEBSITES

    8.1 You may find advertising or other content on our site that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on their websites and are not responsible for the practices employed by them while they are linked to or from our site.

    8.2 In addition, these websites or services, including their content and links, may be constantly changing. These websites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.

  9. YOUR RIGHTS

    9.1 You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes.

    9.2 You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at info@fintech-galaxy.com or by opting out of our newsletters by clicking the “unsubscribe” link at the bottom of the newsletter.

  10. CHANGES TO THIS PRIVACY POLICY

    10.1 We have the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect.

    10.2 You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of any modifications.

  11. CONSENT

    11.1 By using the Fintech Galaxy site, you consent to the collection and use of personal information by Fintech Galaxy in the ways described above. If you have any further questions about our Privacy Policy or its implementation, please contact us. Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to info@fintech-galaxy.com

    11.2 This online privacy policy applies only to information collected through our site and not to information collected offline. Any changes to the privacy policy will be posted on this page.