What had to change
Business owners often manage fragmented information across institutions, spreadsheets, invoices, and payment channels.
Business financial management
From fragmented business accounts to one operating view
FINX Business was designed to bring account visibility, cash movement, commitments, and decision support into one experience.
ClientConfidential SME banking programme
CategoryBusiness financial management
PlatformFINX Connect, PIS, FINX Business
StatusProgramme design
The context
The programme explored how Open Finance infrastructure could help SME customers move beyond static account views toward an operating picture of liquidity, obligations, collections, and future cash positions.
Services
- Business account aggregation
- Cash flow intelligence
- Payment initiation
- Authority aware experience design
How the programme was structured
The experience unified permissioned accounts, surfaced cash commitments, and connected decisions to controlled payment initiation and role based authority.
What the platform contributed
FINX Connect, PIS, FINX Business were combined around the institution’s approved journey and operating model.
What the work enabled
A clearer operating view for SMEs and a stronger engagement layer for the financial institution serving them.
“FINX Business becomes more valuable when visibility and action live in the same trusted journey.”Fintech Galaxy product principle
Build the next proof point around your institution.
Map the market, customer, use case, controls, integration, and outcome before expanding the programme.