Open Finance infrastructure

One connection. A wider financial world.

FINX Connect gives institutions a secure, consent driven way to access financial data, initiate payments, and build market ready Open Finance experiences across MENA.

What it unlocks

A normalized API layer turns fragmented connectivity into reusable capability: permissioned account information, payment initiation, enrichment, and embedded authorization journeys.

Core capabilities

Built around the outcome, not a catalogue of disconnected features.

Each capability can stand alone, but the value compounds when data, consent, intelligence, and action stay connected.

01

Account information

Connect permissioned current, savings, credit, loan, and investment data through a consistent model.

02

Payment initiation

Enable secure account to account payment journeys with authentication and institutional controls built in.

03

Data enrichment

Translate raw transactions into categories, merchants, recurring patterns, income signals, and usable context.

04

Connect experience

Embed authorization and account linking journeys without forcing institutions to design consent flows from scratch.

05

Developer operations

Move from sandbox exploration to production through documentation, monitoring, support, and clear environments.

06

Regional architecture

Reuse a common integration model while preserving the obligations and connectivity patterns of each market.

From intent to operation

A controlled journey from first question to live capability.

Open Finance works when product, technology, compliance, operations, and the customer journey move through the same programme.

Define the use case

Start with the customer outcome, required data, payment action, and applicable market.

Connect and test

Use the sandbox, normalized models, and reference journeys to validate the integration.

Operationalize consent

Align authorization, purpose, access, expiry, revocation, and evidence.

Launch and observe

Move into production with monitoring, support, and performance visibility.

Experience layer

A unified connection layer

One institutional integration can support multiple permissioned experiences, from customer 360 and affordability to payments and enriched financial insight.

Operating model FINX Connect
  1. 01AIS and PIS capability
  2. 02Normalized financial data
  3. 03Embedded authorization journey
  4. 04Sandbox and production environments

A transparent view of the capabilities involved. This is an operating model, not a product screenshot.

Build the use case, not another integration maze.

Bring your market, channel, and priority journey. We will map the FINX Connect capability required to make it real.

Making Finance Invisible.

Connect with Fintech Galaxy to discuss infrastructure, intelligent experiences, and SME financial management.

Contact the team