Unified financial view
Bring bank accounts, cards, loans, savings, and investments into one permissioned experience.
Embedded financial wellbeing
A clearer financial life, delivered by the institution customers trust.
myFINX brings accounts, cards, commitments, savings, investments, and permissioned actions into one coherent personal financial view.
Financial wellbeing
The experience moves beyond retrospective budgeting. It helps people understand what they can spend, what deserves attention, what they should preserve, and how today’s choices affect future financial wellbeing.
Core capabilities
Built around the outcome, not a catalogue of disconnected features.
Each capability can stand alone, but the value compounds when data, consent, intelligence, and action stay connected.
Cards and commitments
Make card balances, due dates, recurring obligations, and available liquidity visible together.
Spending intelligence
Use enriched transactions and explainable rules to surface patterns without exposing PII to external AI.
Goals and events
Connect financial choices to real goals, life events, and the emotional context behind money decisions.
Wealth visibility
Extend the financial picture beyond banking to investments and other supported asset classes.
Permissioned action
Move from insight into controlled payment, saving, advisory, or service journeys when appropriate.
From intent to operation
A controlled journey from first question to live capability.
Open Finance works when product, technology, compliance, operations, and the customer journey move through the same programme.
Connect
The customer selects providers and grants purpose specific access.
Understand
Accounts and transactions become a clear picture of liquidity, commitments, and patterns.
Plan
Goals, events, and rules help the customer understand available choices.
Act
The institution enables the relevant payment, saving, service, or advisory journey.
Experience layer
Clarity before complexity
The interface reveals more depth as the customer needs it, keeping the primary journey understandable while preserving a rich financial model beneath it.
Operating model
myFINX
- 01Accounts, cards, loans and wealth
- 02Explainable data enrichment
- 03Goals and life events
- 04Consent led actions
A transparent view of the capabilities involved. This is an operating model, not a product screenshot.
Turn Open Finance data into a healthier relationship with money.
See how the experience can fit your institution, channel, market, and customer proposition.