Personal accounts
Unify supported current, savings, credit, loan, mortgage, and investment relationships.
Customer 360
See the financial relationship customers choose to share.
Aggregate permissioned personal or business accounts across financial providers into one normalized and actionable view.
One financial picture
Balances and transactions become more useful when they are normalized, enriched, explained, and placed inside a journey with a clear purpose.
Core capabilities
Built around the outcome, not a catalogue of disconnected features.
Each capability can stand alone, but the value compounds when data, consent, intelligence, and action stay connected.
Business accounts
Connect accounts across banks, entities, currencies, and roles.
Normalized data
Reduce source specific complexity through a common financial data model.
Transaction enrichment
Add categories, merchant signals, recurring patterns, and useful context.
Consent visibility
Keep active permissions, scope, purpose, expiry, and revocation visible.
Embeddable views
Deliver the financial picture inside an existing institution or platform experience.
From intent to operation
A controlled journey from first question to live capability.
Open Finance works when product, technology, compliance, operations, and the customer journey move through the same programme.
Select
Choose providers and accounts.
Authorize
Grant scoped access.
Normalize
Aggregate and enrich the data.
Use
Place the picture inside an approved journey.
Experience layer
One view, many outcomes
The same permissioned foundation can serve customer financial wellbeing, RM insight, credit, verification, and SME management.
Operating model
Account Aggregation
- 01Multi provider connectivity
- 02Normalized account data
- 03Enrichment and recurring patterns
- 04Consent aware presentation
A transparent view of the capabilities involved. This is an operating model, not a product screenshot.
Make fragmented financial data useful.
Map an aggregation journey to your institution, customer segment, and commercial objective.