Multi bank business view
Connect business accounts across institutions, entities, currencies, and supported facilities.
Open Finance for businesses
One operating view for the money moving through a business.
FINX Business connects multi bank visibility, commitments, collections, cash flow intelligence, invoicing, authority, and payments in one operating view.
Financial control
Business owners need to know what is available, what is committed, what is late, what is likely to happen next, and who has authority to act. The experience brings those questions into one governed environment.
Core capabilities
Built around the outcome, not a catalogue of disconnected features.
Each capability can stand alone, but the value compounds when data, consent, intelligence, and action stay connected.
Cash flow intelligence
Combine current liquidity, expected inflows, scheduled obligations, and recurring behaviour.
Invoices and reconciliation
Connect receivables, bank activity, categorization, and matching into a clearer operating picture.
Payments and scheduling
Support vendor, payroll, recurring, and account to account payment journeys with controlled initiation.
Roles and authority
Reflect business ownership, mandates, makers, checkers, approvers, and consent authority.
Relationship experiences
Connect businesses, employees, freelancers, suppliers, customers, and financial institutions across useful journeys.
From intent to operation
A controlled journey from first question to live capability.
Open Finance works when product, technology, compliance, operations, and the customer journey move through the same programme.
Establish authority
Identify the entity, users, roles, mandates, and applicable consent boundaries.
Connect the picture
Aggregate permissioned accounts, commitments, invoices, and payment information.
Surface priorities
Highlight liquidity, upcoming obligations, collection risk, and actionable exceptions.
Complete the action
Initiate the approved payment, collection, reconciliation, or financing journey.
Experience layer
Visibility and action in one place
The same financial picture can support the business owner, finance team, relationship manager, and institution, without giving every actor the same authority.
Operating model
FINX Business
- 01Entity and authority model
- 02Cash flow visibility
- 03Invoice and reconciliation layer
- 04Controlled payment initiation
A transparent view of the capabilities involved. This is an operating model, not a product screenshot.
Help SMEs run the financial side of the business, not just view it.
Explore the operating journeys your institution can deliver through FINX Business.